Recession Proof Xtreme is a finance and credit repair course from Marcus Barney (also known as Him500).

This is a pricey program and if you're here you're probably wondering if it's a scam or not.

That's what this review will answer.

Below you'll find everything you need to know about this course including background information, cost to join, overview of what you get and more.

You'll know if Recession Proof Xtreme is right for you by the time you're done reading.

Let's get into it!

Recession Proof Xtreme Summary

Creator: Marcus Barney

Price to join: $3497

Do I recommend? Not really

   Overall rating: 2.5/5

Recession Proof isn't a bad course or anything like that. It's just overpriced.

Also, the business models taught aren't the easiest and require getting loans/fixing your credit.

There's many ways to start an online business or side hustle without doing all that.

I'd start there if you're interested in creating a passive income stream.

Better opportunity: If you're interested in building an online business in a legit and affordable way, click below:

Who Is Marcus Barney?

Marcus Barney (who also goes by Him500) is the creator of Recession Proof Xtreme.

Marcus has been involved with the business world since he was 18.

He started with real estate but after the 2008 housing crisis he switched to selling cell phones.

At the age of 23 he opened his first cell phone store but he ended having to close it.

He claimed it failed because he didn't know enough about finance and leveraging his own credit.

After that experience he learned everything about the finance and credit world.

Now he runs a successful real estate investment and credit repair business.

He also started selling finance education courses as a result too.

What Does Recession Proof Xtreme Teach?

Recession Proof Xtreme is a course that'll teach you how to fix your credit and secure funding for a business.

You'll also get some training on traveling cheap and getting cars.

Here's the thing you have to understand about this course..

It doesn't actually teach you a business model that you can copy or use to make money that's cheap to get started with.

The reason you'll need to fix your credit is because you're going to have to take out a business loan.

The thing is, though, you don't have to have money to start a business or need to take a loan anymore.

I've personally made over 6 figures online and I started with absolutely nothing.. terrible credit and a bank account at zero.

I never took out a loan either. 

To see my favorite online business model (that won't require getting loans or fixing your credit), click below:

#1 recommended online business model

Recession Proof Xtreme Overview

Recession Proof X is broken up into 4 different programs and comes with a bunch of bonuses.

Here's what you get in each section:

Financial Literacy

The first training is where you'll learn how to fix your credit.

You'll get training on the following:

  • How to clean up your credit report in under 60 days
  • How to get your credit to over 750
  • How to create and open a credit repair business
  • How to automate a credit repair business

Tradeline Business

The second training covers tradeline business.

Selling tradelines is when you add a stranger as an authorized user on your credit card.

Basically you're letting someone build credit off your good credit.

You make money by charging a fee for someone to do this.

Here you'll learn:

  • Which credit cards are best for a tradeline business
  • How to prevent fraud from taking place
  • Risk management for tradeline businesses
  • How to scale your tradeline business

Personal And Business Funding 

This section goes over creating a funding company.. this just means a business where you invest.

Most of the training will go over securing credit and how to get low interest rates.

Strategies And Luxury Car Hacks

This section isn't much about business and instead is about lifestyle.

You'll learn how to travel for cheap and how to lease luxury cars without spending a lot of money.


Along with this course you get a bunch of bonuses.

These bonuses are:

  • Credit repair Ebook
  • Weekly group coaching calls
  • Facebook ads training
  • Social media marketing masterclass

And more.

Want To Start An Online Business?

I've reviewed all the best courses that teach this.. to see my favorite, click below:

Recession Proof Xtreme 

1) Is Recession Proof Xtreme worth $3497?

I genuinely find this course to be interesting and it teaches some out of the box business models.

However, I'm not sure it's worth this much.

$3497 is pricey and there's plenty of cheaper courses that teach side hustles.

I'd personally try a cheaper course first.

2) What are your thoughts on Marcus Barney?

I think he's legit and definitely a good hustler.

I do wonder how much he makes from selling courses and doing what he teaches, though.

If he's making more selling courses I would find him to be a little less legit.

3) What's included with Recession Proof Xtreme?

You get 3 different business models and you get training on living a luxury lifestyle for cheap.

The business models your taught are credit repair, tradeline and investing.

The luxury lifestyle training you get includes traveling for cheap, luxury car hacks and securing down payments for a house.

4) Is there a payment plan?

I couldn't see a payment plan but did see an option to get a loan for the program. I would strongly recommend against getting a loan for this course.

5) Is there a refund policy?

No.. this is disappointing and most legit programs will offer some sort of refund policy.

6) Are there better alternatives?

There's plenty of courses that'll teach you how to make money with a side hustle.

If you want to see my favorite, click below:

#1 recommended training program

Recession Proof Xtreme Pros And Cons

  • Unique training: There's not too many courses out there that teach the business models found in this course.
  • Expensive: There's a ton of courses that'll teach you how to start a side hustle or online business. No need to pay thousands to learn how.
  • No refunds: This is a major red flag to me. Most legit courses have a refund policy and with the price of this course it should come with some sort of guarantee.
  • Easier ways to make money: You don't need to get loans or fix your credit to start an online business.. the methods taught in this course require that, though.
Is Recession Proof Xtreme a scam?

I don't think so.

There's legit business models taught in this course and Marcus seems successful.

However, these aren't the easiest ways to make money and the course is expensive.

I'd try some other methods before spending thousands on this course.

Here's A Better Opportunity

I'd probably pass on Recession Proof Xtreme.

There's a lot of courses and business models you can try to make money with..

I've personally reviewed hundreds of courses that teach starting a side hustle online.

To see my favorite course, click below:


Creator of The Affiliate Doctor. I earn a full time income online and love teaching people to do the same!

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