Teeka Tiwari is back with another stock teaser, and this time he's hyping up the end of the U.S. dollar.
He claims there will be a national recall on the US dollar, and unless you pay Teeka money to learn about a bunch of investments, you're in danger of losing everything.
So a pretty typical stock teaser.
The good news is that there's enough clues in the presentation to figure out the names of the investments Teeka wants you to make.
I reveal all of them below and give you information on them so you can determine if they're worth investing in.
Let's get started now!
Biden Shock Of 2023 Summary
Creator: Teeka Tiwari
Newsletter: Palm Beach Letter
Recommendations: FIS Global, Stellar Lumens and Sandstorm Gold
Teeka's pitch is a general "the world is about to end" type pitch that he likes to do.
There's been different variations of this teaser throughout the months, and previously, he recommended a bunch of tech stocks.
But he's trimmed down his recommendations in the more recent presentation and is now recommending a few investments.
The investments are FIS Global (#1 stock for the coming digital dollar), Stellar Lumens (25 cent moonshot crypto), and Sandstorm Gold (#1 gold stock).
Read on if you'd like to know more about each investment and if they're worth investing in.
Better opportunity: I've reviewed all the top places to get high return stock ideas. To see my favorite (which is extremely affordable), click below:
Breaking Down The Teaser
Before we get into the investment ideas, let's breakdown the teaser first.
Teeka likes to use fear mongering to get people to buy his newsletter.
And he's fearmongering about FedNow and the idea of a central bank digital currency (CBDC).
Over the summer, many stock pickers were hyping up FedNow like it was the end of the world, and many stock teasers were pitching the idea that the dollar was coming to an end.
Well, the summer came and went, and the dollar is still here.
And in case you don't know what FedNOW is, here's a brief description:
"FedNow is a service developed by the Federal Reserve to enable financial institutions in the United States to provide their customers with instant payment services. The service is designed to operate 24/7, 365 days a year, allowing for real-time payment processing, which means transactions can be completed in seconds.
This system aims to modernize the U.S. payments infrastructure and provide a platform for innovation in the payments space, making it quicker and more efficient for individuals and businesses to send and receive payments.
FedNow is part of the Federal Reserve's broader strategy to improve the speed and security of the U.S. payment system."
Somehow, many people took this as meaning a digital currency was going to be a result, but of course that didn't happen.
But Teeka is hanging on to this idea to pitch his newsletter.
Teeka has various investments he wants you to make to prepare for this "coming digital dollar."
We'll investigate those stocks now.
#1 Stock For Coming Digital Dollar
Teeka's #1 stock to prepare for the coming digital dollar is FIS Global (FIS).
FIS Global, also known as Fidelity National Information Services, is a global leader in financial services technology. The company specializes in a wide array of solutions for banking, merchant solutions, capital markets, and asset management.
FIS provides technology solutions for financial institutions of all sizes, including software, services, and outsourcing of the technology that drives financial institutions. Their offerings encompass areas like payment processing, core banking systems, risk and compliance, and wealth and retirement solutions.
The goal of FIS is to enhance the operational efficiency and competitiveness of their clients in the financial sector.
Pros of investing:
Investing in FIS Global (Fidelity National Information Services) can offer several potential advantages:
Market Position and Diversification: FIS Global is a well-established leader in the financial technology sector, offering a wide range of services from payment processing to banking and wealth management software. This diversification can help mitigate risk as the company is not reliant on a single market segment.
Growth in FinTech Sector: The financial technology (FinTech) industry is rapidly growing, driven by increasing digitization, evolving consumer behavior, and regulatory changes. As a key player in this sector, FIS is well-positioned to benefit from these trends.
Strong Client Base: FIS serves a broad range of clients in the financial sector, including some of the world's largest banks, financial institutions, and payment firms. This extensive client base provides a stable revenue stream and potential for growth as these clients expand and evolve.
Innovative Solutions and Research: FIS invests in innovation and regularly updates its offerings to stay competitive. This focus on R&D and innovation can lead to new and improved products, keeping the company at the forefront of the FinTech industry.
Global Reach: With operations in over 130 countries, FIS has a significant global footprint. This international presence not only diversifies revenue but also provides opportunities for growth in emerging markets.
Acquisitions and Strategic Partnerships: FIS has a history of strategic acquisitions and partnerships that have expanded its service offerings and market reach. These moves can enhance the company's competitive edge and open up new revenue streams.
Cons of investing:
Investing in FIS Global, like any investment, carries certain risks and potential downsides that should be considered:
Market Competition: The financial technology sector is highly competitive, with numerous companies vying for market share. This competition could impact FIS Global's profitability and growth prospects if they fail to innovate or keep up with industry trends.
Technological Obsolescence: The rapid pace of technological change in the FinTech industry means that FIS Global must continuously invest in research and development to stay relevant. There's a risk that their products or services could become obsolete if they don't innovate quickly enough.
Regulatory Risks: The financial services industry is heavily regulated. Changes in regulations, both domestically and internationally, can have significant impacts on FIS Global's operations and profitability.
Economic Sensitivity: FIS Global's performance is somewhat tied to the broader health of the global economy, particularly the financial sector. Economic downturns or financial market instability can negatively impact their business.
Integration Risks from Acquisitions: While acquisitions can offer growth opportunities, they also come with integration risks. Successfully merging operations, cultures, and technologies can be challenging and costly.
Cybersecurity Threats: As a provider of technology solutions to the financial industry, FIS Global must constantly guard against cybersecurity threats. A significant data breach or security failure could harm their reputation and financial performance.
Dependency on Large Clients: If a significant portion of FIS Global's revenue comes from a limited number of large clients, the loss of one or more of these clients could have a substantial impact on the company's revenues.
Debt Levels: If FIS Global has substantial debt, this could impact its financial flexibility and profitability, especially in times of rising interest rates or economic downturns.
Want The Best Stock Picks Weekly?
I've reviewed the best programs that do this.. to see my top pick, click below:
$0.25 Moonshot
Teeka's next investment is a crypto he claims is a hedge against the coming central bank digital currency.
This investment is Stellar Lumens (XLM).
Stellar Lumens, often just called Stellar, is a decentralized, open-source blockchain network designed to facilitate cross-border transactions. Developed by the Stellar Development Foundation, it aims to connect financial institutions and drastically reduce the cost and time required for cross-border transfers. Here are some key points about Stellar Lumens:
Cryptocurrency: The native digital currency of the Stellar network is called Lumens (XLM). It serves as a bridge that makes it less expensive to trade assets across borders. All operations on the Stellar network (including transactions) require Lumens as a transaction fee.
Consensus Protocol: Stellar uses the Stellar Consensus Protocol (SCP), which is unique in its approach. Unlike Proof of Work (PoW) or Proof of Stake (PoS), SCP uses a federated byzantine agreement system, which enables quicker and more energy-efficient transactions.
Cross-Border Transactions and Asset Exchange: One of Stellar's primary functions is to enable quick and cheap cross-border transactions. It allows users to send and receive payments in different currencies. Stellar also includes a built-in decentralized exchange where users can trade various assets.
Inclusivity and Accessibility: Stellar is designed to be inclusive for individuals and institutions. Its goal is to provide access to the global financial system, especially in parts of the world where traditional banking infrastructure is lacking.
Partnerships and Adoption: Over the years, Stellar has formed partnerships with various financial institutions and companies, aiming to expand its reach and usability in real-world scenarios.
Scalability and Performance: Stellar's network is known for its high scalability and low transaction costs, with the ability to process thousands of transactions per second.
Development and Community: The network is open-source, allowing developers to build on it. Stellar enjoys a strong community support, with developers and enthusiasts contributing to its growth and adoption.
Pros of investing:
Investing in Stellar Lumens (XLM), like any cryptocurrency, carries its unique set of advantages. Here are some of the potential benefits:
Innovative Technology: Stellar's protocol is designed for high-speed and low-cost money transfers, which is a significant improvement over traditional banking systems. This efficiency could lead to increased adoption and potentially higher demand for XLM.
Low Transaction Costs: Stellar is known for its extremely low transaction fees. This aspect makes it an attractive platform for international money transfers and micropayments, potentially increasing its usage and value.
Fast Transaction Speeds: Stellar's network processes transactions quickly, often within a few seconds. This speed is a crucial factor for usability in real-world financial transactions, which could enhance its appeal.
Increasing Partnerships and Adoption: Stellar has formed partnerships with various financial institutions and tech companies. If these partnerships lead to broader adoption, the demand for XLM could rise, potentially increasing its value.
Focus on Financial Inclusion: Stellar’s mission to connect unbanked individuals to the global economy could drive growth in regions with limited access to traditional banking, opening up new markets and use cases for XLM.
Scalability: Stellar’s network is designed to handle a high throughput of transactions, which is essential for scalability and can handle increasing demand as the network grows.
Diversification in Crypto Portfolio: Investing in XLM can provide diversification within a cryptocurrency portfolio. Diversification is a key strategy in managing investment risk.
Cons of investing:
Investing in Stellar Lumens (XLM), like any cryptocurrency investment, comes with specific risks and downsides. It's important to be aware of these before deciding to invest:
Market Volatility: Cryptocurrencies are known for their high volatility. The price of XLM can experience significant fluctuations in a short period, leading to potential losses.
Regulatory Risk: The regulatory environment for cryptocurrencies is still evolving. Changes in regulations or a crackdown on cryptocurrencies in major economies could negatively impact the value of XLM.
Technology Risk: While Stellar's technology is innovative, it's not immune to issues. Any technological flaws, security vulnerabilities, or failures could adversely affect the network and the value of XLM.
Competition: The cryptocurrency market is crowded with numerous projects and currencies. Competition from other cryptocurrencies, especially those targeting similar use cases as Stellar, can impact its adoption and value.
Adoption Challenges: Stellar's success heavily depends on its adoption by financial institutions and users for cross-border transactions. Any challenges in gaining widespread adoption could limit its growth potential.
Liquidity Risk: Depending on market conditions and the platforms where XLM is traded, there might be liquidity issues, making it difficult to buy or sell large amounts of XLM without affecting its price.
Dependency on Stellar Network's Success: XLM's value is closely tied to the success and functionality of the Stellar network. Any issues with the network's operation, adoption, or partnerships can directly impact the value of XLM.
Lack of Income Generation: Unlike traditional investments such as stocks or bonds, XLM does not generate income through dividends or interest. Its value appreciation is solely based on market conditions and demand.
#1 Gold Stock
Teeka also recommends exposing yourself to gold to protect yourself and the stock he recommends you buy is Sandstorm Gold.
Sandstorm Gold Ltd. is a gold royalty company. It provides financing to gold mining companies that are looking for capital. In return, Sandstorm receives a gold streaming agreement.
This means that they have the right to purchase a portion of the gold produced from a mine, typically for the life of the mine, at a fixed price that is usually lower than the market rate.
The company focuses on acquiring gold and other precious metal purchase agreements and royalties from companies that have advanced stage development projects or operating mines.
This approach allows Sandstorm to benefit from the production and sale of gold without bearing the operational risks associated with mining.
Pros of investing:
Investing in Sandstorm Gold, like any investment, has its set of pros and cons. Here are some of the potential advantages of investing in Sandstorm Gold:
Exposure to Gold Prices: Investing in Sandstorm Gold provides exposure to the gold market without the direct risks of physical gold investment or operational risks associated with mining companies.
Diversification: Since Sandstorm Gold has a portfolio of different streaming and royalty agreements, investors gain exposure to a diversified range of mining operations and geographical locations.
Reduced Operational Risk: Unlike traditional mining companies, Sandstorm does not bear the risks and costs associated with the operation of mines. Its business model insulates it from many operational risks.
Stable Cash Flows: The streaming and royalty agreements often provide stable and predictable cash flows, as Sandstorm pays a fixed, low price for gold and benefits from the sale at market prices.
Growth Potential: The company’s growth can be tied to both the expansion of existing mines and the acquisition of new streaming and royalty deals, offering potential for capital appreciation.
Hedge Against Inflation: Gold is traditionally considered a hedge against inflation, and by extension, companies like Sandstorm can offer some protection in times of high inflation.
Lower Cost Base: Sandstorm’s business model typically involves lower ongoing costs compared to traditional mining operations, as they do not incur the same operational and capital expenses.
Professional Management: The company is managed by professionals with expertise in finance and mining, which can be beneficial for making strategic investment decisions and managing risks.
Cons of investing:
Investing in Sandstorm Gold, like any investment in the mining sector, also comes with specific risks and drawbacks. Here are some potential cons to consider:
Commodity Price Risk: Sandstorm Gold's revenue is closely tied to the price of gold. If gold prices fall, their revenue and profitability can be adversely affected.
Counterparty Risk: The company's success depends on the ability of the mining companies it partners with to successfully extract and sell gold. If these companies face operational, financial, or regulatory issues, it could impact Sandstorm's returns.
Limited Control Over Operations: As Sandstorm does not operate the mines, it has limited control over the mining operations. Any operational issues, delays, or cost overruns at the mines can impact the company's performance.
Geopolitical Risks: Many mining operations are in regions with unstable political or economic environments. Changes in government policies, legal frameworks, or social unrest can affect mining operations and, by extension, Sandstorm's agreements.
Market Liquidity and Size: As a more niche investment compared to larger, more diversified mining companies or direct gold investments, Sandstorm Gold may have lower market liquidity.
Exposure to Specific Mines: While diversified, Sandstorm's revenue streams are still tied to specific mines. Problems at any of these mines can disproportionately affect the company.
Gold Market Volatility: The gold market can be volatile due to various factors, including economic conditions, currency fluctuations, and investor sentiment, impacting the company's performance.
Opportunity Cost: Investing in a gold royalty company might not offer the same level of potential high returns as direct investment in gold mines or other more aggressive investment strategies.
Interest Rate Risk: Gold often has an inverse relationship with interest rates. Rising interest rates can decrease the attractiveness of gold as an investment, potentially impacting Sandstorm's profitability.
Conclusion
So that's the end of my post covering Teeka's stock teaser.
In the end, he wants you to invest in a few different investments to protect yourself against the collapse of the dollar.
I personally don't think the US dollar is going anywhere anytime soon, so I personally wouldn't be worried about a collapse.
But maybe you think differently.
Do you think the dollar will collapse?
Are you thinking about investing in these picks?
Let me know in the comments!
Get High Return Stocks!
I've reviewed 100+ stock picking services. To learn more about my favorite, click below: