Curzio Research is an investment publisher run by Frank Curzio.
He sells a bunch of newsletter services like Curzio Research Advisory, Curzio Venture Opportunities, Curzio's Crypto Intelligence and more.
Are these legit products or is this all another investing scam?
We'll get to the bottom of this question in this review.
Additionally, we'll look at Frank's ability to pick stocks and we'll discuss any red flags I find.
You'll know if Curzio Research is worth it by the time you're done reading.
Let's get started!
Curzio Research Summary
Creator: Frank Curzio
Price to join: Depends on product
Do I recommend? No.
Overall rating: 2.5/5
Curio Research isn't the worst investing resource and you can find good stock picks here.
However, you can find some really big losers too.
Because of this I don't really recommend this publisher.
On top of this Frank has some red flags in his past and his expensive services don't come with refunds.
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Who Is Frank Curzio?
Frank Curzio is the creator for Curzio Research.
Here's everything that you should know about him:
Family Investing Business Sued By SEC
Frank claims investing in his blood and this his father was a portfolio manager for FXC Investors.
Frank worked for this company from 1993 to 2003.
However, there's more to this story than Frank is letting on.
His father actually created FXC Investors and was sued by the government for fraud.
Basically, Frank's father was misleading potential customers about how well the firm performed.
Instead of showing actual results based on FXC Investors recommendations they were showing "hypothetical" results - results that didn't actually happen but passing them off as real.
This was alleged to happen between 1996 to 1998 when Frank was working there.
As a result they had to pay a $100,000 fine.
This wasn't the first time they've gotten in trouble with SEC either.
They were charged for similar crimes twice before.
Associated With Swindler Jim Cramer
The family business isn't the only red flag in Curzio's past.
He spent many years working for world class charlatan Jim Cramer.
Jim Cramer is a prominent figure on TV and runs the show Mad Money on CNBC - Frank worked as a research analyst on this show for many years.
After this Frank worked for Cramer's stock picking service called TheStreet.
Frank's focus was on small cap stocks.
It's been proven the services at TheStreet have never beaten the market and has performed poorly since inception.
Worked For A Horrible Company Called Agora
After Frank's stint with Jim Cramer he started working for Stansberry Research.
Stansberry at the time was owned by a horrible company called Agora.
Agora is one of the biggest distributors of investing newsletters in the world and makes hundreds of millions every year.
They also do a lot of scamming and get fined all the time for doing some pretty awful things.
How awful?
Try scamming elderly people with fraudulent health and finance products:
$2 millions isn't a lot to a company like Agora, though.
They'll happily pay that if they can continue selling their products.
As Truth In Advertising has proven Agora has not changed a thing:
It seems like Frank has worked with unethical people at every step of his career.
That's not a good sign for his publisher Curzio Research.
Recommended: The Best Place To Get Stock Picks
Frank Curzio's Stock Picking Track Record
Frank Curzio markets his newsletter the same way every other stock picker does.. with long stock presentations hyping up a company.
He doesn't reveal the stock unless you buy his newsletter.
However, there's usually enough clues in the presentations to figure out the stocks.
These are supposed to be a stock pickers best and most researched investment ideas.
Here's a look at how these big stock picks have turned out:
Twist Bioscience In March 2022
Earlier this year Frank hyped up a company he said would "make DNA storage a reality."
The company was Twist Bioscience and Frank claimed the stock could go up 3,710% potentially.
Twist makes technology that is used to process synthetic DNA faster and cheaper.
However, they're years away from being profitable.
Here's how the stock has performed so far:
The stock is down for now but it's honestly too early to tell if this is going to be a winner or loser in the long run.
Wrap Technologies In June 2020
Wrap Technologies is a company that sells products to police - the products help cops use less deadly force.
Their main product is BolaWrap which shoots restraints onto a criminal from a distance.
At the time of this teaser sales were very low and you were basically banking on better performance in the future.
However, the stock hasn't done well since June 2020:
Basically this is a story stock that Frank got a little too excited about.
He recommended it during the George Floyd protests and perhaps thought politicians would follow through on their promises for less deadly policing.
Lesson here - don't trust politicians.
Ultra Beauty In October 2019
This stock presentation was titled "America's Most Stupid Family" and was hinting at the Kardashians.
At the time they released a few makeup products for Ultra Beauty.
The Kardashians may appear stupid on the surface but they can really sell makeup!
The stock has done very well over the last couple of years and it's one I wish I invested in 10 years ago.
Omron In March 2019
In March 2018 Frank teased a company called Omron as having "one simple device" that would "end heart disease."
Apparently Omron developed a blood pressure monitoring watch.
Here's how the stock has done:
The stock performed very well for a couple of years and more than doubled in price.
If you sold you're very happy but if you didn't you're at about breakeven price.
I'd put this stock pick as a winner for Frank.
Citigroup In November 2018
Back in November 2018 Frank teased Citigroup as "one bank to hand investors $60 billion."
Frank was alluding to the fact Citigroup was paying $60 billion back to shareholders in the form of buybacks and dividends.
This stock has never gotten going and is down pretty significantly since being recommended.
Skyworks Solutions And General Electric In April 2017
Both of these stocks were pitched by Frank as "Silicon Valley solves social security problem."
Here's how each stock has performed:
Skyworks has done very well and basically doubled at one point.
To have made money you would have had to sold at the the right time because like all tech stocks it's been hurting as of late.
Here's how GE has performed:
This stock has done very poorly since 2017.
Overall Frank's stock seem to hit big or lose big.
Recommended: The Best Place To Get Stock Picks
What Is Offered At Curzio Research?
There's a bunch of investing services at Curzio Research.
Here's a breakdown of each one:
Curzio Research Advisory ($99 Per Year)
This is the flagship product at Curzio Research and the stock picks you saw in the last section come from this newsletter.
The price is only $99 per year and this is what is known as a bait product.
Basically it just gets you into the sales funnel and then Frank will promote more expensive products to you after.
Curzio Research Advisory is for beginner investors and recommends low risk stock picks.
In the portfolio there's anywhere from 10 to 15 stocks.
You get the following with this newsletter:
- Monthly stock picks
- Weekly reports that cover the market
- Special reports that cover investment ideas
- Members only podcast.
This newsletter comes with a 30 day money back guarantee.
Curzio Crypto Intelligence ($5000 Per Year)
The price immediately jumps once you get past Curzio Research Advisory.
One of the expensive upsells is Curzio Crypto Intelligence.
This newsletter focuses on cryptos like the name suggests and gives you crypto investment ideas.
One thing you'll notice is there's NO refunds with this newsletter.
This is a common trick stock pickers use and something he most certainly learned from working at Agora.
You offer refunds on the cheap products and not the expensive ones.
Customer will likely assume they get one before buying because the cheaper newsletter came with one.
It's diabolical.
Unlimited Income ($99 Per Year)
Here we have another cheaper newsletter and because it's cheap it comes with a 30 day refund policy.
This newsletter focuses on dividend socks which are companies that pay shareholders money monthly or quarterly.
The goal is to get a passive income stream going from the dividend payments.
This investing newsletter is recommended for beginners and has over 20 stocks in the portfolio.
You will get monthly stock picks and buy/sell alerts if you sign up.
Curzio Venture Opportunities ($5000 Per Year)
Curzio Venture Opportunities is another high end subscription from Frank.
This one focuses on small cap stocks and early stage opportunities and warrants.
These deals work like options but are done directly with the company you're buying stocks from.
A warrant allows you to lock in a stock price and allows you to buy stocks under market value in the future if the stock price goes up.
You will get recommendations that focus on these investments and some special reports with this service.
It's recommended to have $25,000 per recommendation and there's no refunds.
Moneyflow Trader ($3000 Per Year)
The last service is Moneyflow Trader and it doesn't offer any refunds.
This newsletter recommends long dated put options (shorting stocks).
With this subscription you get monthly issues of the newsletter with put option recommendation and alerts if action needs to be taken.
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Curzio Research FAQ's
Still have some questions about this publisher?
Here's answers to any remaining questions you might have:
1) Are The Prices Fair?
They're the same you'll find at any other newsletter publisher.
Basically they try to reel you in with a cheap option ($99 per year) and then try to get you to buy the upsells that cost thousands per year.
Rarely do the upsells perform better than the cheaper products, though.
2) Is There A Refund Policy?
Curzio does what all low quality publishers do - they offer a refund on their cheap products and not their expensive ones.
It's not a big deal for them to refund a $99 subscription but you'll be hurting their profits if you get a refund on a product that costs $5,000.
They're in it to make the most money possible and they've determined this is how to do it.
3) Is Frank Curzio Legit?
He's been in the stock picking world for a long time.. and that's not necessarily a good thing.
Every step of the way there's red flags in Frank's past.
His father investing business was sued by the government 3 different times and once while Frank was working there.
He then worked for Jim Cramer who's a clown.
After that he worked for an Agora publisher which is probably where he learned all the marketing gimmicks he does now.
At the end of the day I think of Frank as more of an entertainer.
4) Are There Similar Publishers?
Yep.. here's some I've reviewed recently:
And there's plenty more.
Recommended: The Best Place To Get Stock Picks
Curzio Research Conclusion
Frank Curzio definitely has been influenced by his time at Stansberry Research.
The way he markets is exactly the same as that publisher.
At the end of the day all the matters is the stock picks..
Frank does pick good stock picks often and some of them get really awesome returns.
But he really picks some big losers too.
Some of the companies he recommends completely crash and go bankrupt.
If you're able to discern which picks to throw money on and which to avoid his basic newsletter might be worth it.
Just make sure to avoid the expensive upsells that don't come with a refund.
Here's A Better Opportunity
Curzio is really hit or miss - it's not the worst investing newsletter out there but it's not my favorite either.
There's many alternatives that are much more reliable compared to Curzio Research.
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