Sector Focus is a stock picking service brought to you by Chris Rowe.. you can find it over at his website True Market Insiders.
He claims he can help you successfully manage your investments and wants to help you make better investing decisions.
Is this true or just one big scams?
Well you're in luck..
I review these kind of products for a living and know exactly what to look for to answer that question.
Below you'll see everything you need to know about Sector Focus including background information, price to join and more.
All your questions will be answered by the time you're done reading.
So set aside a few minutes to read everything!
Sector Focus Summary
Creator: Chris Rowe
Price to join: $79 per year
Do I recommend? No.
Overall rating: 2/5
I personally don't think you should buy Sector Focus.
This newsletter may be inexpensive but it's used to upsell you more expensive products after you buy.
The stock picks don't seem to perform that well either and Chris worked for a horrible company for several years.
Better opportunity: I've reviewed all the top places to get high return stock ideas. To see my favorite (which is extremely affordable), click below:
Everything You Need To Know About Chris Rowe
Chris Rowe is the creator of Sector Focus and True Market Insiders.
He's been around the for a while and there's definitely some red flags (and some good things).
Does the good outweigh the bad? I'll let you decide.
Here's everything you should know about Chris Rowe:
Is Chris Lying About His Resume?
Chris claims he has a bunch of Wall Street experience and lists different companies and positions he had on his Linkedin.
There's one big problem, though..
There's no proof of him working at any of these companies.
In order to buy and sell securities on behalf of customers you need to register with Finra.
Finra works for the government and handles licensing for brokers.. they have the power to fine people and ban people from being brokers.
Chris claim he was a portfolio manager and and asset manager for over 4 years:
These are positions that require Finra registration.
However, when you search Finra's database for Chris Rowe, nothing comes up:
According to Finra, no one with the name Rowe ever worked at H.D. Brous & Co.
Nothing comes up with LMJG Partners either (LMJG Partners doesn't show up as registered with Finra either).
You can just search names in Finra, without a company as well.
There's a few different people with the name Chris Rowe but none that have the resume Chris is claiming.
So this means Chris is either lying about his past experience or is using an alias.
You should never give someone selling financial advice or stock picks the benefit of the doubt.
Chris could be using an alias for privacy reasons or he could be hiding something much worst.
Assume the worst with these guys. There's plenty of scammers in this industry and you don't owe Chris your trust.
This Isn't His First Newsletter Business
One thing that is verifiable is Chris has been in the stock picking newsletter business for a long time.
Chris, along with Dylan Jovine, created Tycoon Publishing in 2004.
This was one of the bigger stock picking newsletters at the time and they sold a bunch of different services.
Eventually it was bought by Agora in 2011 (we'll talk about Agora in the next section).
Chris Worked For One Of The Industries Worst
Agora is the biggest distributor of investing newsletters and overall is just a terrible company.
They are known to sell fraudulent financial and health products.
They've gotten in trouble in the past and recently had to pay millions in fines for defrauding elderly people:
After Agora bought Tycoon, Chris worked for them for numerous years.
The worst part about Agora is their horrible marketing methods.
They will try anything to make a sale and they make so much money million dollar fines don't deter them.
Even after getting in trouble with the FTC, they continue to use deceptive marketing:
It's definitely a bad sign Chris worked for Agora.
Going through some of his marketing material it's clear he's learned their sales process and uses it.
Recommended: The Best Place To Get High Performing Stocks
How Does Sector Focus Work?
Sector Focus is the name of the flagship investing newsletter at True Market Insiders.
This service gives you at least 10 stock ideas to invest in every month.
However, there's a specific strategy being used.
Chris claims using the Dow and The S&P 500 is a bad way to judge the market.
He claims broad indexes are "inaccurate reads of the whole market."
Because 50 stocks make up half the weight of the S&P 500, it can't really tell you how the market is doing as a whole.
Sector Focus' strategy is to look into more narrow sectors and then invest once they find a good one.
For example, energy would be an example of a sector.
However, Chris couldn't just invest in "energy."
He would find sub sectors within the sector.. gas, solar, battery, wind, etc. would be an example of a sub sector.
Chris then narrows it even more to find companies or ETF's that's hot within that sub sector.
Once he does that he sends you the recommendation to invest in.
Here's a graph from the True Market Insiders' website that sums it up:
The big risk is if the sector goes south you won't have anything to prevent you losing money.
If you invest in the S&P you'll be more protected if a specific sector starts cooling off.
Want The Best Stock Picks?
I've reviewed the best programs that do this.. to see my top pick, click below:
Sector Focus FAQ's
You might still have some questions about this newsletter.
Here's answers to any remaining questions you might have:
1) How Much Does Sector Focus Cost?
Sector Focus is $79 per year which isn't bad.
This is just an introductory product and basically all newsletter distributors offer a service in this range.
However, you have to remember that Chris spent many years working at Agora.
Agora is a ruthless company that looks to milk their customers for all they can get out of them.
Chris clearly learned about sales funnels at Agora because he does the same thing.
There's 10 products at True Market Insiders and they all vary on price and what they offer.
Some of them will cost thousands per year.
The point of offering a cheap product is so a company can sell you a more expensive one later.
Once you buy Sector Focus you will be constantly promoted other services.
It annoys some customers:
Don't think about upgrading until Sector Focus delivers good results.
2) Is There A Refund Policy?
Yes, there's a pretty decent refund policy.
You get 30 days to get your money back and it's a no questions asked refund.
This won't really give you enough time to test the stock picks or anything like that.
However, it'll give you enough time to see if you like the way the service works and things like that.
3) How Much Should I Have To Invest
When you sign up you're going to have a portfolio of stocks and investments that you can make right away.
Additionally, you'll be getting at least 10 more investment ideas every single month.
To invest in every pick for the entire year would require tens of thousands, if not hundreds of thousands.
You likely won't be investing in every pick, though.
I'd say $10,000 to start off with is a good number.
Also, you'll probably want at least $1000 for every new investment you make.
4) Is Chris Rowe Legit?
I think the jury is still out to be honest.
Many people turn to investing newsletters because they ruined their reputation on Wall Street.
Many people that work for Agora are literally banned from the investing world or have worked for companies that were banned.
And Chris worked at Agora for many years.
For me to answer if Chris is legit I'd have to be able to verify his past.
I'd have to know his real name, which I don't think he is using.
5) What Is Sector Focus' Performance Like?
I don't have access to every stock Chris has recommended.. to his credit he does make a lot of picks per month.
However, after reading through some customer reviews I don't think the stock picks are that good.
Here's what one customer had to say about them:
Pola isn't the only one claiming to lose money from Sector Focus' stock picks.
Here's another person claiming every sector Chris recommends ends up tanking:
At the end of the day you can forgive Chris for making up details about his past or hiding unsavory information with an alias if he can pick good stocks.
However, it doesn't seem like Chris can do that.
6) Are There Any Similar Products?
There's many similar newsletters.
A lot of these actually come from Agora as well.
Recommended: The Best Place To Get High Performing Stocks
Sector Focus Pros And Cons
Sector Focus Conclusion
You can take the man out of Agora but you can't take Agora out of the man!
True Market Insiders is your typical investment newsletter company.
They lure you in with a cheap offer like Sector Focus and then try to get you to buy more expensive products down the road.
You'll be aggressively pressured to upgrade to other services that cost thousands of dollars.
It's a science at this point.
These companies know exactly how to get the most out of each customer.
At the end of the day Sector Focus doesn't seem to perform well either.
Because of this you can skip over this newsletter.
Here's A Better Opportunity
I'd pass on Sector Focus.. there's just too much baggage to deal with.
The good news is there's still a lot of good places to get stock picks.
I've reviewed all the best places to get good stock ideas.
To see my favorite (which is very affordable), click below:
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