Lifetime Income Report is an investing service run by Zach Scheidt.
He claims he can help you find high yield investment opportunities..
Is he telling the truth or is this all one big scam?
We'll get to the bottom of this question in this review.
Additionally, we'll look at any red flags I can find about Zach and this newsletter.
You'll know if Lifetime Income Report is worth it by the time you're done reading.
Let's get started!
Lifetime Income Report Summary
Creator: Zach Scheidt
Price to join: $500
Do I recommend? No
Overall rating: 2/5
This is a pretty low quality investing newsletter.
The customer reviews are pretty bad and the editor, Zach, is constantly bouncing around investing publishers.
This is a bad sign because none of his services last too long.
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Lifetime Income Report Video Review
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The Agora Red Flag
There's one company that's behind a lot of investing newsletters you see out there.
That company is called Agora and they are an absolute behemoth of a company.
They're starting to crumble a bit now because their reputation has taken a beating.
But at one point they were making $500 million per year selling various investing and health products.
You should pretty much avoid all products from Agora because they tend to be low quality and the marketing is very unethical.
St Paul Research, where you buy Lifetime Income Report, is owned by Agora.
Here's a few reasons why you should never buy from Agora:
They Scam Elderly People
Let me ask you a simple hypothetical..
If someone in your neighborhood was caught stealing from senior citizens, would you trust them with your credit card?
I think the obvious answer is no.
I ask this question because Agora had to pay $2 million for defrauding senior citizens with financial and health scams:
This is pretty bad stuff.
Apparently they promised to cure diabetes without diet or exercise change and then promised older people free money from the government.
But it gets worst..
Agora can easily afford these fines and as along as they continue selling these scams they'll happily pay the fines.
Truth In Advertising has proven they're still tricking seniors with deceptive marketing:
Is this really people you want to give your money to?
Agora doesn't make $500 million a year by just selling you one product.
The real money is in the upsell.
Once you enter your credit card details into an Agora Publisher you're treated like a target to be milked.
Not a valued customer.
Multiple times a day you'll be sent these deceptive sales presentations and ads promising big money.
Most of the time they're just losing opportunities.
Agora sends so many that your email might become useless because it's clogged with so many promotions.
Many of them will cost thousands and even tens of thousands of dollars.
They Hire Legit Scammers
Agora hires some of the most unethical people imaginable.
If you're someone that's been cast out of the industry for shady behavior Agora will look the other way.
It actually makes sense.
So much of what Agora does is so unethical that only a person with no morals would want to participate.
For example, there's a guy named Teeka Tiwari that runs a popular publisher Palm Beach Research Group.. it was owned by Agora.
He was literally banned from Wall Street for being such an unsavory character.
Other people have made up credentials, fake customer testimonials and more.
It's just the worst stuff imaginable.
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Zach Bounces Around A Lot
A big red flag in the investing newsletter industry is when someone is bouncing around to different publishers and constantly rebranding their services.
This is unfortunately happening with Zach.
He's constantly shuffling round to different Agora publishers.
At one point Zach worked at the Agora publisher, then switched to Paradigm Press (Agora owned) and now is at St Paul Research (Agora owned).
Typically unsuccessful stock pickers have to constantly rebrand because they're getting bad customer reviews.
Once people start losing money they cancel their memberships and don't want to buy from you again.
Agora typically doesn't fire poor performers and instead just moves them around.
I personally wouldn't trust Zach's analysis because of this.
Who knows how long they'll actually last.
What Is Lifetime Income Report Offering?
This service is pretty much identical to all other Agora services.
The main part of the offer is the monthly issue of Lifetime Income Report.
Every month you'll get a new newsletter with the following:
- Market Research
- New Stocks Picks
- Portfolio Updates
- Email Alerts
This is pretty much what every investing service is going to give you.
The main part of the offer is the monthly newsletter.
That's where you'll get new investment ideas and stock picks.
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Lifetime Income Report FAQ's
Still have some questions about this newsletter?
Here's answers to any remaining questions you might have:
1) How Much Does Lifetime Income Report Cost?
The one redeeming part of this offer is that the price is a one time fee.
Most newsletters have a monthly or yearly fee that adds up over time.
This newsletter is a little pricey up front at $500 but it's only a one time cost.
Plus there's a legacy program so if the unfortunate happens a family member gets the membership.
This pretty much cements the idea that Agora typically targets older people, though.
2) Is There A Refund Policy?
I didn't see any mention on the sales page for a refund policy.
So that probably means there isn't one.
Beware any investing service that doesn't have a money back guarantee...
3) What Is The Investing Strategy?
The investing strategy is to target stocks with high yields.
A yield is the rate of profits that a company gives to their investors.
These are also known as dividend stocks.
4) How Are Customer Reviews?
This newsletter was previously edited by different guys when it was at Agora.
Zach took over and now it's at St. Paul Research.
The customer reviews for this newsletter are very bad.
Over 100 customers rated this newsletter and it has a 2/5 star rating:
The most recent comment I've seen from a customer was them complaining about buying the lifetime subscription and then never hearing from Zach again:
This is the kind of stuff you deal with when dealing with Agora.
5) Are There Similar Newsletters?
Yes of course.
There's many newsletters just like this one including:
- The Dividend Hunter
- The Dividend Machine
- True Wealth
- Profits Unlimited
- Palm Beach Letter
- Stock Advisor
- The Complete Investor
- One Ticker Trader
There's plenty more too.. most of these are also owned by Agora.
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Lifetime Income Report Conclusion
I've reviewed probably close to 100 Agora investing newsletters at this point.
They all are very similar in what they offer and how they market.
The investing strategies are sometimes different and the faces are different but it's all practically the same.
The main goal for Agora is to get you to buy one product and then sell you more down the road.
This is why I don't recommend buying their products.
Their marketing funnel is very sophisticated and it can be tempting to spend thousands when they're promising huge returns.
It rarely ever works out like they promise, though.
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I'd personally pass on Lifetime Income Report.
The customer reviews are bad and you don't want your money going to Agora.
The good news is there's plenty of alternatives out there.
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